What Are Cash Loans Online?
Are you a bit short of cash? Every now and then something pops up that we’re not financially ready for. Cash loans are small loans that you can apply for online. We have made getting cash loans easier for our clients. Use any device – your laptop, tablet or mobile phone – to apply for a cash loan through our secure and 100% online application process.
Getting cash loans online can provide you with quick funds to:
- Repair your car
- Take an overseas holiday
- Pay for home repairs and improvements
- Pay for school fees or extra tuition
- Buy a new laptop or tablet
- Help with wedding costs
- Deal with unplanned emergencies
We also make things easy for our clients by transferring cash loans within 24 hours of application so you do not have to wait for ages. Furthermore, our fixed repayments will also assure your comfort since the system will be transparent for you to see.
Need A Cash Loan To Get Bills Paid Fast?
Apply with Wonder Loans today. Our friendly team of loan professionals is helping Aussies just like you. Whatever your reason for needing cash loans, reach out to us, even if you have had bad credit in the past. We will try to help you with your finances.
How To Apply For Cash Loans Online
- Apply Online 24/7, In Minutes
Our loan application process is fast, efficient and clear. Use any connected device to apply online.
- Get Approved & Confirm Online
If you meet our lending criteria, we will notify you via email/SMS to digitally sign your contract online. We verify the assessment information you send us in a very secure manner, without tons of paperwork. Our entire process is online and we keep you informed at every stage of the process.
- Get Funds Same Day
If approved before 5pm, we will deposit funds into your account same-day. All approved loans are paid as soon as they are approved. Depending on your bank, you will receive your money on the same day as you apply, Monday – Friday.
Let’s try to help you, apply for a cash loan today.
Example of a Small Loan (Small Amount Credit Contract)
You need a loan of $1,000 to fix your car. You apply online and you choose your loan amount and your repayment term. You choose to pay it back in 10 payments of $132 per week.
$132 x 10 Repayments per week = $1,320 Total Amount Repaid
In the above example, you will pay:
- Adjusted Credit Amount: $1,000.00 (the amount that you receive)
- Establishment Fee: $200.00 (set by NCCP at 20% of the loan amount)
- Monthly Permitted Fee: $40.00 per month
- Amount of Credit of the Loan: $1,240.00
- Nominal Percentage Rate (Interest) per annum: 0% as defined by NCCP
- Comparison Rate: 201.9447% as defined by NCCP
- Total Amount of Interest Payable: NIL
- Total Number of Repayments: 10
- Consisting of 10 repayments of $132.00
- Total amount repaid: $1,320.00
These examples assume that repayments are made on time as per the original loan contract terms. For more information on our fees see our Costs Page