Instant Loans

Instant Loans Online Are A Fast Way To Cope With Sudden Expenses

We offer instant loans online to help you get over those unplanned costs that could be creating some stress. We do our best to help so you can deal with the issue and move on with life.

What Are Instant Loans Used For?

Instant loans can be needed for many reasons. Here are some common reasons our customers have had for getting a fast loan from us:

A Cash Shortage – Sometimes you need some extra cash to get through to your next pay cheque, life can be tough at times
Emergency Situations – You may need funds to book urgent travel or cover medical bills
Car Repairs – Fix the car, make a car rego payment – so you can get your car back on the road ASAP
Special Events – For event and travel costs related to engagements, weddings, anniversaries, birthdays, Christmas
Moving Costs – You may need extra funds for a rental bond, rent advance, movers, bond cleans. Moving is not cheap!

How Does An Instant Loan Work?

It’s fast, it’s simple and transparent. You can apply for a loan between $300 and $2,000. If approved, you can repay these small loans over up to 6 months. There is a standard 20% establishment fee and a 4% monthly fee. We are a responsible lender and we strive to make getting a small loan simple, convenient and transparent for you.

To apply for an instant loan, you need to:

Be an Australian permanent resident
Be at least 18 years of age
Not be currently bankrupt
Be receiving a regular income

Why Choose Wonder Loans?

You can apply for instant loans 24/7. It takes up to 5 minutes. Our secure process is 100% online and you can apply from any device: your mobile; tablet; laptop.

NO paperwork
NO long queues and wait times
NO hidden fees
NO catches
NO surprises

How Do I Get A Small Loan?

Apply For Small Loans Online In 5 Minutes
Our loan application process is fast, efficient and clear. Use any connected device to apply online.
Get Approved & Confirm Loan Online
If you meet our lending criteria, we will notify you via email/SMS to digitally sign your contract online. We verify the assessment information you send us in a very secure manner – without tons of paperwork. Our entire process is online and we keep you informed at every stage of the process.
Get Your Funds Same Day
If approved before 5pm, we will deposit funds in your account same day. All approved loans are paid as soon as they are approved. Depending on your bank, you will receive your money on the same day as you apply, Monday – Friday.

Wonder Loans will try to help you – Apply for an instant loan today.

Example of a Small Loan (Small Amount Credit Contract)

You need a loan of $1,000 to fix your car. You apply online and you choose your loan amount and your repayment term. You choose to pay it back in 10 payments of $132 per week.

$132 x 10 Repayments per week = $1,320 Total Amount Repaid

Loan Payment Details

Item	Amount/Details
Adjusted Credit Amount	$1,000.00 (the amount that you receive)
Establishment Fee	$200.00 (set by NCCP at 20% of the loan amount)
Monthly Permitted Fee	$40.00 per month
Amount of Credit of the Loan	$1,240.00
Nominal Percentage Rate (Interest) per annum	0% as defined by NCCP
Comparison Rate	201.9447% as defined by NCCP
Total Amount of Interest Payable	NIL
Total Number of Repayments	10
Repayment Amount	10 repayments of $132.00
Total Amount Repaid	$1,320.00