About Wonder Loans: Trusted Australian Credit Solutions Since 2019
Who We Are
Wonder Loans is an Australian-owned and operated licensed credit provider (Australian Credit Licence: 470114) specializing in accessible financial solutions for everyday Australians. As part of the Easy Financing group, we’ve successfully processed thousands of loan applications and maintained excellent customer satisfaction since our establishment in 2019.
Info
We are a licensed credit provider with the Australian Securities and Investments Commission (Australian Credit Licence number 470114) and a member of the Australian Financial Complaints Authority (AFCA).
Our Expertise
Specialized Lending Solutions
- Short-term Personal Loans: $500 to $5,000 with flexible repayment terms from 3-24 months
- Emergency Finance: Same-day approval for urgent expenses with funds typically received within 24 hours
- Bad Credit Solutions: Alternative assessment criteria focusing on current affordability rather than just credit history
- Tailored Repayment Plans: Weekly, fortnightly, or monthly payment options aligned with your pay cycle
Why Choose Wonder Loans
Fast, Transparent Process
Our streamlined digital platform delivers loan decisions in under 60 minutes during business hours. Unlike traditional lenders who may take days or weeks, our automated assessment technology provides:
- Instant eligibility checks without affecting your credit score
- Real-time application tracking through your secure customer portal
- Automated document verification via Credit Sense bank statement integration
- Clear fee structure with no hidden charges or early repayment penalties
Responsible Lending Commitment
As an ASIC-regulated lender and member of the Australian Financial Complaints Authority (AFCA), we adhere to strict responsible lending obligations:
✓ Comprehensive affordability assessments ensuring loans suit your financial situation
✓ Financial hardship support with dedicated team members trained in customer vulnerability
✓ Transparent pricing with all fees clearly disclosed upfront
✓ No rollovers or debt spirals - we never extend loans that increase your financial stress
Tip
We won’t offer you a loan that you can’t afford to pay back. We assess your financial information and look at your monthly income and monthly expenses so that we can establish your capacity to repay the loan.
Learn more about our responsible lending practices.
Our Technology Advantage
Secure Digital Platform
- Bank-grade 256-bit SSL encryption protecting all personal data
- PCI DSS compliant payment processing
- Multi-factor authentication for account security
- 24/7 account access via mobile, tablet, or desktop
Smart Integration Features
- Credit Sense Integration: Instant bank statement verification eliminating manual uploads
- Open Banking Ready: Secure data sharing for faster assessments
- Real-time Updates: SMS and email notifications for all loan activities
- Digital Contract Management: Paperless applications with e-signature capability
Our application process is flexible, adaptive, and online. Whether you’re on your laptop, mobile, or desktop, you can access your account details and do everything you need to do. Customers can log into their online account at any time to view their loan details and personal information.
Our Track Record
By the Numbers
- 5+ years of consistent service since 2019
- Thousands of satisfied customers across Australia
- Under 60 minutes average approval time
- 98% of approved loans funded within 24 hours
- High customer retention rate - our customers keep coming back
Customer Support Excellence
Dedicated Australian Support Team
Our Melbourne-based customer service team is available:
- Monday-Friday: 8:00 AM - 8:00 PM AEST
- Saturday: 9:00 AM - 5:00 PM AEST
- Multiple contact channels: Phone, email, live chat, and secure messaging
Financial Wellness Resources
We provide free educational resources including:
- Budget planning tools and calculators
- Financial literacy guides
- Debt management strategies
- Credit score improvement tips
Visit our blog for helpful financial tips and guides.
Regulatory Compliance & Security
Full Regulatory Compliance
- ASIC Licensed: Australian Credit Licence 470114
- AFCA Member: External dispute resolution scheme membership
- Privacy Act Compliant: Strict adherence to Australian Privacy Principles
- Anti-Money Laundering: Full AML/CTF program implementation
Important Information & Policies
- Credit Guide - Important information about our credit assessment process
- Privacy Policy - How we collect, use, and protect your personal information
- Terms & Conditions - Terms of use for our website and services
- Responsible Lending - Our commitment to responsible lending practices
- Complaints & Compliments - How to provide feedback or lodge a complaint
Our Commitment to Australia
Wonder Loans operates exclusively in Australia, contributing to the local economy through:
- Employment of Australian staff across all operations
- Partnership with Australian financial institutions
- Support for Australian payment processors and technology providers
- Contribution to Australian tax revenue
Leadership & Governance
Led by experienced financial services professionals with extensive expertise in:
- Consumer lending and credit risk management
- Financial technology and digital innovation
- Regulatory compliance and responsible lending
- Customer service excellence
Meet Our Finance Expert
Nathan Smith
Finance Author & Contributing Writer
Nathan Smith is a finance author and seasoned mortgage broker based in Sydney. With over a decade of experience in the financial sector, Nathan has helped countless Australians navigate their borrowing needs. Passionate about simplifying the loan process, his insights aim to empower consumers to make informed decisions.
Nathan’s expertise spans consumer lending, credit risk management, and financial technology, making him a valuable voice in helping Australians understand their financial options.
Wonder Loans is a member of the Easy Financing group. We are a licensed credit provider with the Australian Securities and Investments Commission (Australian Credit Licence number 470114). We are also a member of the Australian Financial Complaints Authority (AFCA).
Our Mission
Our mission is to be the first choice for our customers and work with them to try to structure a loan that works. Modern and easy technology is always changing, always improving, and making the world in which we live a faster and more easily accessible place.
We are continually improving our business to ensure that we offer current and up to date technologies in our business. We strive to be different from other lenders and aim to be the preferred choice for our customers when it comes to small loans finance.
When it comes to borrowing money, going through the loan application process can be a daunting task. This is particularly true if you have a bad credit history or other lenders have turned you down in the past. We aim to help our customers through the loan process and give them as much information as we can.
A Trusted Responsible Lender
You can be assured that our approach to lending is as a responsible lender. There is a reason why our customers keep coming back to Wonder Loans. It is because we treat our customers the way we would want to be treated. We want to be a trustworthy and responsible online lending company that delivers on our promises.
Contact Us
Head Office:
PO Box 319
Bondi Junction NSW 1355
Phone: 1300 269 411
Email: info@wonderloans.com.au
Hours: 9am-5pm Monday to Friday
ABN: 1300GETLOANS Pty Ltd
ACL: 470114
Credit Representative No: 490835
Warning
Important: Wonder Loans is a credit provider. Credit is subject to approval. Terms and conditions apply. Please read our Credit Guide and Terms & Conditions before applying.